---
title: "Treasure Coast Home Buying & Selling Guides | Pete & Kate"
url: https://petekaterealestate.com/guides
description: "Guides to buying, selling and building a home on Florida's Treasure Coast: taxes, flood zones, insurance, HOAs, new construction and relocation."
lang: en
---

Image: Sunlit light-colored coastal homes and palms beside the turquoise Atlantic Ocean (https://petekaterealestate.com/assets/guides-tPfL56om.webp)

Guides

# Treasure Coast Home Guides

Plain-English guides to buying, selling and building a home in Vero Beach, Port St. Lucie and Fort Pierce, plus what to know before you move here.

Buying on the Treasure Coast6 Selling on the Treasure Coast1 New Construction5 Moving Here1

Featured guide

## Florida property taxes & homestead portability

How the homestead exemption, the Save Our Homes cap and portability work, and why taxes reset when a home sells.

Read the guide
https://petekaterealestate.com/guides/property-taxes

## Buying on the Treasure Coast

Buying on the Treasure Coast

### Buying a Home on the Treasure Coast, Step by Step

The five steps to buying a home in Vero Beach, Port St. Lucie or Fort Pierce, from the buyer agreement and pre-approval to inspections and closing.

Read Guide
https://petekaterealestate.com/guides/buying-a-home-step-by-step

Buying on the Treasure Coast

### Property Taxes, Homestead and Portability

How Florida property taxes work in Indian River and St. Lucie counties for resale and new homes: homestead exemption, the Save Our Homes cap, portability and the reset when a home sells.

Read Guide
https://petekaterealestate.com/guides/property-taxes

Buying on the Treasure Coast

### HOA and CDD Fees on the Treasure Coast

What HOA and CDD fees cover in Treasure Coast neighborhoods, new and established, and what to check before you buy.

Read Guide
https://petekaterealestate.com/guides/hoa-fees

Buying on the Treasure Coast

### Flood Zones on the Treasure Coast: What Buyers Need to Know

Understanding FEMA flood zones, insurance requirements, and elevation certificates for any home in Indian River and St. Lucie counties.

Read Guide
https://petekaterealestate.com/guides/flood-zones

Buying on the Treasure Coast

### Homeowners Insurance in Florida

How Florida homeowners insurance works for any home: what drives premiums, wind mitigation credits, the new construction advantage, and what to ask before closing.

Read Guide
https://petekaterealestate.com/guides/insurance-florida-new-homes

Buying on the Treasure Coast

### 55+ Active Adult Communities on the Treasure Coast

What to know about age-restricted (55+) communities: how they work, amenities, HOA rules and what to ask.

Read Guide
https://petekaterealestate.com/guides/55-plus-communities

## Selling on the Treasure Coast

Selling on the Treasure Coast

### Selling Your Home, Step by Step

How a Treasure Coast home sale works: pricing from real sales, preparing and marketing the home, offers, and contract to closing.

Read Guide
https://petekaterealestate.com/guides/selling-your-home-step-by-step

## New Construction

New Construction

### New Construction vs Resale Homes on the Treasure Coast

Compare buying brand-new vs. resale on Florida's Treasure Coast, costs, warranties, customization, insurance, and long-term value.

Read Guide
https://petekaterealestate.com/guides/new-construction-vs-resale

New Construction

### The Treasure Coast New Construction Buying Process

Step-by-step guide to buying a new construction home in Florida, from builder selection and reservation to design center, financing, walk-throughs, and closing day.

Read Guide
https://petekaterealestate.com/guides/new-construction-buying-process

New Construction

### Builder Contracts Explained: What Treasure Coast Buyers Should Know

Key clauses in Florida builder contracts, escalation, change orders, contingencies, warranty terms, and how to protect yourself as a buyer.

Read Guide
https://petekaterealestate.com/guides/builder-contracts-explained

New Construction

### Hidden Costs of New Construction Homes in Florida

Costs many buyers overlook: lot premiums, design upgrades, landscaping, window treatments, impact fees, CDDs, and closing surprises on Treasure Coast new builds.

Read Guide
https://petekaterealestate.com/guides/hidden-costs-new-construction

New Construction

### Timeline to Build a Home on the Treasure Coast

How long does it take to build a new home in Indian River or St. Lucie County? Typical timelines, common delays, and what to expect at each stage.

Read Guide
https://petekaterealestate.com/guides/timeline-to-build

## Moving Here

Moving Here

### Relocation Guide: Moving to the Treasure Coast

Moving to Vero Beach, Port St. Lucie or Fort Pierce: climate, healthcare, taxes, insurance and how to plan the move.

Read Guide
https://petekaterealestate.com/relocation

Call Us (+17722841419)

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